Documents Required for Your PAN Card Application

A precise, up-to-date checklist for NRI individuals, foreign nationals, and foreign companies — updated for 2026. Get your documents right the first time.

Before You Scroll: For most NRIs applying from the USA with a valid Indian passport, the same passport serves as Proof of Identity, Proof of Address, and Date of Birth proof — all three. This is the simplest and most recommended approach. If you have a current Indian passport, your document preparation is straightforward.

For NRI Individuals (Form 49A — Indian Citizens Living Abroad)

NRIs who hold an Indian passport use Form 49A. Each document must be a clear photocopy (not handwritten) and must be attested/notarized before submission from abroad.

Proof of Identity (any one)

DocumentNotesRecommended?
Indian PassportCopy of first page (biographical info) + last page (address) + relevant visa pages. Most complete and easiest option.Best Choice
OCI (Overseas Citizen of India) CardFront and back copy of the OCI card booklet's photo pageGood
PIO (Person of Indian Origin) CardApplicable for older PIO cardholders; OCI has replaced PIOAcceptable
Indian Driving LicenceIf you still hold a valid Indian driving licence (uncommon for long-term NRIs)Rarely Used

Proof of Address (any one)

This should reflect your current overseas address if you want the PAN records to show your foreign address. You may also provide an Indian address if preferred.

DocumentRequirementsRecommended?
Indian PassportAddress page of passport — must show current address or overseas address is acceptableBest Choice
OCI CardFront and back — OCI shows country of residenceBest Choice
Bank Statement (overseas)Must be less than 3 months old. Shows current foreign address. Original letterhead preferred.Good
Utility Bill (overseas)Less than 3 months old. Electricity, water, gas, or telephone. Must show your name and address.Good
US Driver's LicenseFor US residents — must show current address. Must be notarized or apostilled copy.Good
Employer CertificateOn company letterhead, stating your current overseas address. Useful if other documents show old address.Backup

Proof of Date of Birth (any one)

DocumentNotes
Indian PassportDate of birth clearly shown on biographical page — covers this requirement automatically
Birth CertificateIssued by municipal authority in India or country of birth
SSC / Class X CertificateSchool Leaving Certificate from India showing date of birth
Affidavit sworn before MagistrateIf no other DOB document is available; rare but accepted

For Foreign Nationals (Form 49AA — Non-Indian Citizens)

Foreign nationals who are not Indian citizens use Form 49AA. The document requirements are similar but refer to your foreign passport and country-issued documents.

CategoryAccepted Documents
Proof of Identity
  • Foreign passport (copy of biographical page) — Primary recommended document
  • OCI/PIO card
  • Other national identity card from your country (if passport unavailable)
Proof of Address
  • Foreign passport (if address is printed)
  • Bank statement (within 3 months)
  • Residence permit / visa showing address
  • Utility bill (within 3 months)
  • Any government-issued address proof from country of residence
Proof of DOB Foreign passport (covers automatically), OR birth certificate, OR any official DOB document

For Foreign Companies / Business Entities

DocumentRequirementNotes
Certificate of IncorporationMandatoryMust be apostilled or authenticated via Indian Embassy
Registration CertificateMandatoryProof of registration in home country
Memorandum & Articles of Association (or equivalent)If applicableOr equivalent charter document (LLC Operating Agreement for US LLCs)
Company Address ProofMandatoryRegistered office address — bank statement, utility, or official letter on letterhead
Authorized Signatory PassportMandatoryThe person signing the application on behalf of the company
Board Resolution / AuthorizationRecommendedAuthorizing PAN application; useful for banks and compliance purposes later

Photograph Specifications

Two passport-size photographs are required for every PAN Card application. The Income Tax Department has strict photo requirements:

✅ Required

  • Size: 35mm × 45mm (standard passport photo size)
  • Color photograph only (black and white not accepted)
  • Plain white or off-white background
  • Face should fill 70–80% of the frame
  • Both eyes open and clearly visible
  • Neutral expression (slight natural smile acceptable)
  • Recent — taken within the last 6 months
  • Matte or semi-matte finish preferred

❌ Not Acceptable

  • Sunglasses, tinted glasses, or colored contact lenses
  • Headwear (unless worn for religious/medical reasons)
  • Blurry, pixelated, or low-quality photos
  • Selfies or cropped photos from casual photos
  • Photos showing heavy shadows on face
  • Digital photos printed at home on plain paper
  • Scanned copies of old photos
US Passport Photos Work: Standard US passport photos (2" × 2") are almost exactly the right size and are taken to specifications that meet PAN Card requirements. Most pharmacy photo services (CVS, Walgreens) or US Postal Service locations produce them. They are cost-effective and of reliably good quality.

Notarization & Attestation — What NRIs in the USA Need to Know

Any documents submitted to India from abroad must be attested to prove their authenticity. For NRIs in the United States, here are your options, from easiest to most thorough:

  1. 1

    Notarization by a US Notary Public

    A notary public certifies that the copy is a true and accurate copy of the original. Available at banks (often free for customers), UPS Stores, FedEx Office, law offices, and many public libraries. Cost: usually $5–$15 per document.

    The notary signs and stamps each copy with their seal. This is widely accepted for PAN Card applications submitted via authorized agents like PAN Card Express.

  2. 2

    Apostille

    An apostille is a higher level of authentication under the Hague Convention (of which the US and India are both members). US documents can be apostilled at the Secretary of State office of the state where the document was issued. For personal documents (passport copies), apostille from the state Secretary of State is accepted.

    Cost: $10–$20 per document; processing time varies by state (usually 5–15 business days; expedited services available).

  3. 3

    Indian Consulate / Embassy Attestation

    The Indian Consulate in your nearest US city (New York, Chicago, Houston, San Francisco, Atlanta, etc.) can attest documents. This is the most authoritative attestation but requires an appointment and an in-person visit.

    For many NRIs, this is inconvenient. Notarization or apostille is generally sufficient and far more practical.

Which attestation does PAN Card Express require? In my experience, PAN Card Express was very clear about exactly what level of attestation they needed — and it was simpler than I expected. They did not require consulate visits. Their team provides specific guidance based on your documents and state of residence. This clarity alone saved me weeks of unnecessary effort.

Document Preparation Tips

  • Use a flatbed scanner (not a phone camera if possible) for document copies. Scan at 300 DPI minimum. The clearer, the better.
  • Print in color — monochrome photocopies of identity documents are sometimes rejected.
  • Keep the original safe — never mail original passport or identity documents. Only attested photocopies are sent.
  • Check expiry dates — your Indian passport should ideally be valid. If expired, apply for a new passport first, or use your OCI card as the primary document instead.
  • Bank statements: If using as address proof, download directly from your bank's website in PDF format. Print on a clean page. Handwritten statements or screenshots from a phone are not accepted.
  • Name consistency: Your name must appear identically across all documents. If your passport says "Rajesh Kumar Sharma" but your bank statement says "R. K. Sharma," you may need an additional declaration explaining the variation.
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Not Sure If Your Documents Are Ready?

PAN Card Express offers a document review before you even begin the formal application. When my family gathered our documents, they identified two potential issues we had not noticed — a name variation and an address page that was unclear in photocopy. They fixed both before submission. Zero rejections across the entire family.

Get Your Documents Reviewed →

Documents Ready? Let's Apply.

Once your documents are prepared, PAN Card Express will guide you through every remaining step — accurately and efficiently.

Apply via PAN Card Express → Read Full NRI Guide